Latest Medicaid Information for New Jersey for 2011

Protections for the Community Spouse:

Community Spouse Resource Allowance (CSRA):
Minimum: $21,912
Maximum: $109,560

Increased CSRA:
Permitted. New Jersey follows the income-first rule.

Actuarially sound annuities are not permitted.

Monthly Maintenance Needs Allowance:
Minimum: $1,821.25
Maximum: $2,739


Average monthly cost of nursing home care:
Has a Long-Term Care Partnership program been implemented?


Is New Jersey an “income cap” state?
Yes and no. The regular Medicaid program has an income cap. The more restrictive medically needy program is capped at the Medicaid reimbursement rate for the nursing home the individual is entering.

Estate Recovery
Has New Jersey expanded the definition of “estate” beyond the probate estate?

Has New Jersey included a hardship provision in its estate recovery plan?

Home Equity Limit
The New Jersey Medicaid program will not cover long-term care services for those with home equity above $750,000, with certain exceptions.

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