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	<title>Estate Planning, Probate, Tax and Elder Law Center &#187; Special Needs Planning</title>
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	<description>Your Information Center for wills, trusts, estates, tax, asset protection planning, estate tax minimization, special needs trusts, medicaid planning, succession planning, and estate administration.</description>
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		<title>Special Needs Planning Mistakes</title>
		<link>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/special-needs-planning-mistakes/</link>
		<comments>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/special-needs-planning-mistakes/#comments</comments>
		<pubDate>Fri, 11 Feb 2011 14:58:03 +0000</pubDate>
		<dc:creator>Parag Patel, Attorney</dc:creator>
				<category><![CDATA[Estate Planning and Probate]]></category>
		<category><![CDATA[Special Needs Planning]]></category>

		<guid isPermaLink="false">http://www.patellawoffices.com/blog/?p=313</guid>
		<description><![CDATA[1. Disinheriting the child. When a special needs child is disinherited, that child will need to depend on government benefits such as Medicaid and Supplemental Security Income (SSI).  While these programs can be greatly beneficial, it is not wise to rely solely on them to provide security.  Instead, establish a special needs trust (SNT) which [...]]]></description>
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		<title>Latest Medicaid Information for New Jersey for 2011</title>
		<link>http://www.patellawoffices.com/blog/special-needs-planning/latest-medicaid-information-for-new-jersey-for-2011/</link>
		<comments>http://www.patellawoffices.com/blog/special-needs-planning/latest-medicaid-information-for-new-jersey-for-2011/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 10:52:06 +0000</pubDate>
		<dc:creator>Parag Patel, Attorney</dc:creator>
				<category><![CDATA[Asset Protection Against Risks]]></category>
		<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Special Needs Planning]]></category>

		<guid isPermaLink="false">http://www.patellawoffices.com/blog/?p=354</guid>
		<description><![CDATA[Protections for the Community Spouse: Community Spouse Resource Allowance (CSRA): Minimum: $21,912 Maximum: $109,560 Increased CSRA: Permitted. New Jersey follows the income-first rule. Annuities: Actuarially sound annuities are not permitted. Monthly Maintenance Needs Allowance: Minimum: $1,821.25 Maximum: $2,739 Transfers: Average monthly cost of nursing home care: $6,655 Has a Long-Term Care Partnership program been implemented? [...]]]></description>
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		<title>Top 9 Most Expensive Medicaid Mistakes</title>
		<link>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/top-9-most-expensive-medicaid-mistakes/</link>
		<comments>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/top-9-most-expensive-medicaid-mistakes/#comments</comments>
		<pubDate>Tue, 21 Dec 2010 14:55:32 +0000</pubDate>
		<dc:creator>Parag Patel, Attorney</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Estate Planning and Probate]]></category>
		<category><![CDATA[Special Needs Planning]]></category>

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		<description><![CDATA[1. Mistakenly thinking it’s too late to plan. Even after a person has moved to a nursing home it is not too late to plan.  Our law firm can assess your situation and provide you with numerous options.  2. Transferring assets too early. Some think the solution is to simply give everything they have to [...]]]></description>
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		<title>Life insurance for disabled or special needs children</title>
		<link>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/life-insurance-for-disabled-or-special-needs-children/</link>
		<comments>http://www.patellawoffices.com/blog/general-estate-planning-and-probate/life-insurance-for-disabled-or-special-needs-children/#comments</comments>
		<pubDate>Thu, 18 Mar 2010 00:51:51 +0000</pubDate>
		<dc:creator>Parag Patel, Attorney</dc:creator>
				<category><![CDATA[Estate Planning and Probate]]></category>
		<category><![CDATA[Special Needs Planning]]></category>

		<guid isPermaLink="false">http://www.patellawoffices.com/blog/?p=246</guid>
		<description><![CDATA[When a child is born, many people purchase a life insurance policy for him or her. The parent is typically the owner and beneficiary of the policy, and many of these policies are known as industrial or debit policies. There were several purposes for these policies, namely to provide a death benefit, to add cash [...]]]></description>
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		<title>Medicare and Medicaid Basics</title>
		<link>http://www.patellawoffices.com/blog/special-needs-planning/medicare-and-medicaid-basics/</link>
		<comments>http://www.patellawoffices.com/blog/special-needs-planning/medicare-and-medicaid-basics/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 13:51:52 +0000</pubDate>
		<dc:creator>Parag Patel, Attorney</dc:creator>
				<category><![CDATA[Elder Law]]></category>
		<category><![CDATA[Special Needs Planning]]></category>
		<category><![CDATA[long term care]]></category>
		<category><![CDATA[medicaid planning]]></category>

		<guid isPermaLink="false">http://www.patellawoffices.com/blog/?p=283</guid>
		<description><![CDATA[Medicare Medicare Part A covers up to 100 days of &#8220;skilled nursing&#8221; care per spell of illness. However, the definition of &#8220;skilled nursing&#8221; and the other conditions for obtaining this coverage are quite stringent, meaning that few nursing home residents receive the full 100 days of coverage. As a result, Medicare pays for only about [...]]]></description>
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